The UK Pension System: Overview of Changes

The UK Pension System: Overview of Changes The point of this exposition is to play out an investigation of the UK benefits framework, understanding its establishment and working. The center is to evaluate the announcement the UK benefits proclamation is lethally defective and necessitates that we roll out principal improvements in the manner we put something aside for mature age, by alluding to the Pension Commission Reports, and the relative recommendations that have been made as of late. The paper gives a prologue to the benefits framework, before handling the issues that make the framework irksome and defective. Itemized examination of the reports, including the Pension Act 2007 and 2008, are utilized as proof of different issues with the present arrangement, and the recommendations are decided to check whether they will give the fundamental changes to improve the framework in the coming years. The conventional comprehension of the term annuity is the game plan by which individuals who are no longer in business are given a type of salary. It can likewise be considered as a type of investment funds, in which one amasses assets with no charges, to use later as retirement pay (Blake, 2006). The main distinction among benefits and a severance bundle is that the previous is paid in standard portions, while the last is paid as singular amount at the hour of takeoff from work, or presently. Where annuities are allowed at the hour of retirement from the workforce, they are alluded to as retirement plans or superannuation. The adaptability of the retirement plan is that it very well may be set up by bosses, insurance agencies, government or worker's guilds, to provide food for the requirements of the workforce upon its exit from work because of arriving at the development age that is pre-chosen as the point to move out. This is ordinarily at 60 years, albeit late changes have pushed it to 65 years (Blake, 2006). Annuity is alluded by various names in various nations; the Americans consider it a retirement plan, in Australia it is known as superannuation, and in the UK it is viewed as benefits conspire (Blake, 1997). Sorts of Pensions So as to dissect the annuity framework equitably considering the records, it is essential to comprehend the various sorts of benefits. There are three basic sorts of annuity practically speaking far and wide (Blake, 2006). These are: Work based annuities: Often viewed as a conceded type of remuneration, this is basically a plan between the business and worker, planned for giving a consistent salary to the representative once they are no longer in work because of arriving at development or retirement age. Both business and representative make standard commitments to this store during the time of work. Social/State annuities: These are reserves made by national governments to serve their residents and inhabitants. Commitments into these assets are made by the nationals of the nation all through their working life, and the advantages they wind up accepting after retirement depend on the commitment history. Two known instances of this sort of annuity are National Insurance (NI) in the UK and Social Security in the United States (US). Inability benefits: An increasingly particular type of annuity that is intended to give a standard installment if the part endures a handicap. Now and again, social benefits contain an inability condition which guarantees an ordinary pay to people should they need to resign sooner than typical, in case of some incapacity. Assurance of Benefits Annuity or retirement plans can be grouped into two primary sorts, based on the advantages that they give: characterized advantage designs and characterized commitment plans. The characterized advantage plans follow a conventional set recipe for ascertaining the advantages that a part will get after retirement. It considers the people pay and long stretches of business (Blake, 2006). There are changes in the compensation level taken; a few plans take a normal of the pay over the time of work, others accept the last pay as the deciding worth. The characterized advantage designs additionally have an arrangement for early retirement; this permits bosses to relinquish laborers who are near the retirement age by offering supplemental advantages to the payout that will got. These advantages are paid till the hour of real retirement age being reached. The advantage for managers is that they can employ more youthful laborers at lower pay to deal with the remaining task at hand. Characterized advantage plans are made out of unfunded and financed plans. In unfunded plans, there no advantages put in a safe spot and the advantages are paid out through the laborers commitments and expenses. Subsidized plans use venture vehicles to put assets in, right now. Advantages are paid out of the arrival on speculation that is made later on. In any case, since the arrival isn't known, the degree of advantages that will be given out is likewise muddled (Blake, 2006). The characterized commitment plans give an installment at retirement dependent on the commitment made by the part during the hour of work. The commitments are kept up in a people account, with the sum being put resources into a reserve or the financial exchange. Returns produced using the venture are attributed back to the individual (Blake, 2006). The dangers of the speculation made are affirmed by the person, with no obligation held by either the business or the support. In any case, the executives of the store choosing the venture choices are considered mindful in a specific way to guarantee responsibility. Furthermore, characterized commitment plans permit laborers to choose the sum that they wish to normally add to their retirement bundle, notwithstanding the commitment made by the business. Annuities in the UK The UK Pension Provision can be separated into three primary classes: state annuities, word related benefits, and individual or individual benefits. The states principle point is to guarantee some type of essential benefits arrangement as a safeguard measure against neediness in mature age. The retirement age as of now remains at 60, however is under designs to be raised to 65, and be leveled for people (Blake, 2003; DWP, 2009). The UK state benefits goes back to the mid 1900s, when it was presented as Old Age Pension. The passing age at the ideal opportunity for getting this advantage was 70, and there was implies test that should have been cleared before any installments being discharged (Blake, 2003). The state annuity is comprised of three components: essential state benefits (BSP), extra annuities and benefits credit.BSP is otherwise called state retirement benefits (SRP), and is a commitment based arrangement. The advantage that an individual gets depends on their NI commitment history (Budd Campbell, 2000). Extra annuity identifies with plans that the administration acquainted with give additional arrangement to the nationals, notwithstanding BSP. This incorporates the graduated retirement advantage, state income related annuity plot (SERPS) and state second benefits (S2P). The graduated retirement advantage finished in 1975 and the SERPS was stopped in 2002. The current S2P follows the fundamental standards presented by SERPS, by considering the people NI commitments and giving advantages where profit are beneath the low level distinguished by the state. The extra benefits plans are willful and people can quit making commitments to it. Annuity credit was presented in 2003 and is a methods tried advantage that plans to lift a lion's share of resigned individuals out of destitution. The advantage is paid after the individual arrives at the age of 60, and their salary from investment funds is beneath a specific level. Those with some type of investment funds doubly advantage when they arrive at the age of 65, with a second arrangement of the plan kicking in, known as Savings Credit (Blake, 2003). The word related annuities are controlled by bosses to give advantages to their representatives after they resign. These can be characterized advantage or characterized commitment plans run by the businesses, or an organized outsider. Commonly, the UK word related plans are together financed by both manager and representative, where workers contribute around 6% of their gross pay into reserves that put into value, and give an arrival of that venture to the people represent the future (Budd Campbell, 2000). The third class of UK Pension Provision is close to home benefits. This is when people make course of action with a supplier like an insurance agency, to make standard commitments in a plan, like word related benefits (Blake, 2003). Like different plans, the commitments are made by the person all through their working life, with advantages of annuity being discharged after retirement. The procedure of these advantages being discharged can fluctuate; at times, the supplier buys an annuity plan earlier or at retirement for the person. Difficulties to Pensions The most significant test looked by most countries, including the UK, is the maturing of the populace. With birth-rates easing back down and future expanding, a bigger level of the populace is older. This implies the proportion of laborers to retirees is developing, which means there are less people every year winning and adding to the annuity framework, while there are more recipients being enrolled every year. The present framework is regularly alluded to as pay more only as costs arise (PAYG), taking into account how it is supported and used (Blake, 2003). This test is more earnestly to deliver with people trying to search for choices to guarantee a superior way of life after retirement for themselves, than the master plan of a country with a huge bit of retirees falling beneath the destitution level. Another test confronted is the decrease in venture into private annuities. Managers have cut the commitments they had been making as a reaction to the present business atmosphere (Budd Campbell, 2000). This implies the sum accessible or due to be accessible for retirees later on will be lesser than initi

Sheds Critical Light on Human Resource Management

Question: Talk about the Sheds Critical Light on Human Resource Management. Answer: Presentation Human asset the executives is one of the key components in an association. Work power is seen as an irreplaceable piece of an association. In this manner, the executives of the HR is seen as one of the basic regions in an association (Weinstein 2014). Associations channelize a significant and huge bit of their vitality and procedures in overseeing HR. Subsequently, it turns into a basic territory of concern in regards to the administration of HR. Be that as it may, the present age has seen different issues and provisos in human asset the executives. The episodes of contentions, strikes, lockouts, developing pattern of disappointment among representatives feature the issues in the human asset the board road (Warr and Inceoglu 2012). Qatar oil is an oil organization that is possessed by the state in Qatar. The exercises attempted by the organization incorporates investigation, transportation, putting away, refining, and creation of oil and gas. The human asset the board is precise and incorporated in the organization. The organization is positioned third as the biggest oil organization in the organization. Human Resource Management issues in Qatar Petroleum Company The executives of work and aptitudes of work apparently is a significant job of the human asset the board of an organization. In Qatar Petroleum Company, human asset the board is seen as a significant territory in the administration of the organization. The organization has coordinated and efficient strategy for the executives of human asset. As per reports and current discoveries, it has been seen that there are sure issues that are seen in the human asset the executives issues. Spurring and holding workers supposedly is a significant issue in the human asset the executives issues in the organization (Afioun, Rul and Schuler 2014). It is seen that the organization faces significant deficiencies and issues in expanding the inspiration among representatives and holding the workers. This is the human asset the board gives that have ascended in the organization over the most recent couple of years. Inspiration and maintenance are cut out of the same cloth. The two components go connecte d at the hip. Maintenance is unimaginable without inspiration. It is seen that workers leave association since they do not have the inspiration and the degree of confidence that is required for the representatives to proceed in the association. It is a significant reason for worry for the human asset supervisory group. The human asset group of the organization has seen significant deficiencies and escape clauses in expanding the inspiration level among representatives. One of the realities that are obvious for this situation is that inspiration is impacted by both outside just as interior variables. The workplace, relational relationship and the idea of the activity profile apparently is contributing components of interior employment inspiration factors (Anthony and Hong 2014). The human asset supervisory crew has not had the option to inspire the representatives and increment their assurance. The maintenance apportion has diminished and the organization has seen a significant incre ment in the work turnover proportion and non-attendance among representatives. The human asset supervisors of the organization put stock in the thought that the representatives would have the sentiment of inspiration inside themselves. In any case, it isn't accurate and it very well may be seen that inspiration is tied in with instigating individuals to release their obligations and obligations as well as could be expected. Impact of the issue on Qatar Petroleum Company The expanding pace of work turnover has brought about the deficiency and shortage of work. The expanding pace of non-appearance and work turnover has brought about the sharp decay of the efficiency and execution of the organization. There have been developing occurrences and scenes of contentions and obstruction from the finish of the laborers (Al Maita et al. 2015). It is a significant reason for worry for the workers since it is seen that such clashes would hamper the picture and the efficiency of the representatives. The expanding work turnover issue is an abhorrent that stunts the development of the organization and goes about as a significant prevention to the profitability issue of the organization. Therefore, it is a developing worry in Qatar Petroleum Company with respect to these human asset the executives issues in the organization. Different negative derivations of work turnover can be seen. It has influenced the monetary exhibition of the organization and it has heightene d the use level of the organization. It very well may be seen that the expense of preparing and advancement of the new workers and the organization needs to bargain with its money related working that is seen in the organization. The absence of effectiveness of the new representatives has brought about the organization missing out on possibilities and chances to build the profitability of the organization. The budgetary exhibition of the organization has gotten a significant difficulty as far as low gainfulness of the organization. Along these lines, work turnover and absence of inspiration among representatives and the failure of the organization to hold workers have extreme unfavorable impact on the money related execution of the organization. The amount and the pace of creation as per a given measure of time is characterized and depicted as profitability. Qatar Petroleum Company has bragged gifted and productive workers and it has been seen that the powerlessness of the organization to hold representatives and propel workers has brought about high work turnover proportion over the most recent couple of long stretches of the organization. In this manner, the efficiency and execution of the organization has experienced significant weaknesses (Bakker, Demerouti and Sanz-Vergel 2014). The acceptance of new and new representatives has brought about significant drop in the degree of execution of the organization. This has an immediate connection with the capabilities and abilities of the laborers. It has been seen that the organization has a pool of new and new representatives that has significant inadequacies in the aptitudes and abilities. Representatives with shorter length of work experience have issues in accomplishing cre ation objectives. The effectiveness can likewise be connected with the disasters of low worker maintenance in Qatar Petroleum Company. The absence of experience and skills of the workers have gone to be a significant issue for the organization. Subsequently, the organization has lower level of effectiveness in the presentation and efficiency (Carpentier and Mageau 2014). Another issue that high work turnover and low maintenance of representatives that exists is that it has given a negative picture of the organization to general society and thus, it impacts the consumer loyalty viewpoint also. The absence of experienced workers and the expansion in new ability in the association has offered path to the powerlessness of the organization to fulfill the guidelines of the business. High work turnover makes experienced representatives move from the organization to various organizations in scan for better extent of development and extension of profession. It very well may be seen that the organization experiences deficiencies in such viewpoints and thus, the expansion in naiveté representatives has made the organization experience the ill effects of failure to continue the principles of value that has been set by the business guidelines (Cherian and Jacob 2013). Subsequently, one can say that it has significantly affected the generosity of the organization . Another impact of work turnover issues is that it makes the organization generally and nearly bumbling to continue the opposition in the business. One thing that can be seen is that the low maintenance and low inspiration remainder among experienced representatives lead to low maintenance of such workers. In the light of these occasions it tends to be seen that the efficiency and the capacity of the organization to support the opposition relies upon the experience and competency of the representatives (Jerome 2013). New and new workers may set aside a lot of effort to improve and tackle the ability and to expand their degree of competency and aptitudes. The incubation time frame may make the organization instable and uncouth to support the degree of rivalry and it stunts the extent of development and extension of the organization (Ealias and George 2012). Furthermore, it has risked the presence and the benefit of the organization. Figure: Qatar Crude oil trades 1986-2013 (Source: Afiouni, Rul and Schuler 2014) Reason for the issue There is a circumstances and logical results connection between everything. One thing that should be remembered is that one needs to finds the underlying foundations of this fiendishness. As it were, one needs to interpret the reason behind the low, inspiration and low consistency standard in Qatar Petroleum Company. There are different focuses that add to this issue. A huge actuality that must be surveyed is that there are noteworthy changes in the oil and gas organizations. These progressions have prepared for the rising human asset the board issues in the organization. On cautiously assessing the adjustments in the business, one can see that there are different outside factor that are instrumental in making such issues. Right off the bat, the expansion in the opposition can be seen as a significant issue in the ascent of human asset the board issues (Dedousis and Rutter 2015). At first, there were relatively few organizations that had a place with the oil and gas industry. Therefo re, it very well may be said that there was a deficiency in the opposition in this industry. Be that as it may, there was an activity from the administration to expand the creation level in the nation. This would require the setting up of a lot more organizations in this industry that could add to the expanded creation, which then again could build the benefit of the administration and could add to the positive monetary development. The result of this activity could be seen from this point this move has prompted an expansion in the quantity of nearby oil and gas organizations notwithstanding universal oil and gas organizations. The quantities of subordinate and relative organizations have additionally expanded in the Qatar M

5 Hilarious How-To Books

5 Hilarious How-To Books Oh, dear. Apparently, there are how-to books, and then there are how-to books. I mean, what a wonderful place this world is when you can find books that help you in your quest to date a vampire, hypnotize anyone in under a minute, or be the best zombie you can be. You want to do ____? Theres a book for that, people. And in keeping with this helping spirit, I give you five of the most hilarious how-to books. Some of these are meant to be funny, and some are, sadly, meant to be taken very, very seriously. Ill let you decide which is which! How to Tell If Your Cat is Plotting to Kill You How to Tell if Your Cat is Plotting to Kill You by The Oatmeal (Matthew Inman) (Andrews McMeel Publishing, 2012) I gotta say, this book has to be my favorite how-to. I mean, all this time I was thinking that my parents sweet little kitty was showing his affection by kneading their stomachs with his paws or dropping dead bugs at their feet. The Oatmeal here tells us otherwise. Kneading a human is a cats way of checking for weak organs! Dead things dropped at your feet are WARNINGS, NOT PRESENTS! Who knew? How to Be Inappropriate How to be Inappropriate by Daniel Nester (Soft Skull Press, 2009) According to the description, this book has it all: probing essays, lists, profiles, barstool rants, queries, pedantic footnotes, play scripts, commonplace miscellany, and overly revealing memoir. Oh my. I guess if you hate awkwardness, this book will make you really squirmy. But if you didnt find shows like *The Office* too painful to watch, then youre good for this book. How to Make Someone Fall in Love With You in 90 Minutes or Less by Nicholas Boothman (Workman Publishing Company, 2009) According to the reviews, this book isnt as in-your-face, here-are-all-the-answers-toute-de-suite! as its title suggests. Its more about making yourself confident than tricking someone into falling in love with you (in 90 minutes or less!). But why 90 minutes? Why not 114 minutes? Or 58 minutes? Or 1 minute? And all that stuff that people say about cultivating a relationship over time and actively making it work? I guess this book would call that stuff a bunch of malarkey. How to Be a Totally Awesome Zombie by Melody Litton (CreateSpace Independent Publishing Platform (2013) Ok, so the zombie apocalypse is coming someday- are you prepared??? I mean, dont you want to be the very best zombie that you can be? There will be plenty of zombies around, and you dont want to blend in with that same tired look of blood and brains and ripped clothing. Let this book help you get your zombie game on. How to Get a Date With a Vampire (And What to Do With Him Once Youve Got Him) by Kiki Olson (Contemporary Books, 1992) This how-to promises to teach you how to really sink your teeth into a relationship with a vampire (eye-roll, eye-roll, eye-roll). (Did I mention that bad puns drive me insane?) Anyway, if youve ever been madly in love with a vampire, or you wished that YOU could have hung out in Draculas castle, this is most certainly the book for you. I guess a mwah ha ha is in order here. ____________________________ Sign up for our newsletter to have the best of Book Riot delivered straight to your inbox every week. No spam. We promise. To keep up with Book Riot on a daily basis, follow us on Twitter, like us on Facebook, , and subscribe to the Book Riot podcast in iTunes or via RSS. So much bookish goodnessall day, every day.

Biblical Archaeological Of Biblical Archaeology - 1319 Words

Biblical archaeology is defined as a sect of archeological studies that refers to the study of lands found in the Bible and their history (biblicalarchaeology.org). The firsthand goal of Biblical archaeology is to prove the authority of scripture through providing concrete evidence that the Bible lines up with accepted geography and history. The Jerusalem Siege Tower shows the accuracy of what was described as historical events in the Bible. The Pool of Siloam is found in John 9, and proves that the places that Jesus spoke of while performing miracles really existed, and still do. Finally, the Dead Sea Scrolls validate the authenticity of the scripture that we read today. Through the analysis of the excavation of the Jerusalem Siege Tower,†¦show more content†¦(Shanks, 86-87) Two archaeologists, Ronny Reich and Eli Shuckron, were excavating in the area of the Gidhon Valley, at the outset of the tunnel. While digging in the kings garden, Shuckron noticed two steps in the grou nd, and after getting clearance from the Israeli Antiquities Authority, they began to excavate that area, discovering the true location of the Siloam Pool. (Shanks, 88) The Pool was then identified to be a trapezoid shape and around 225 long, with steps on the at least three of the exteriors. Archaeologists were also able to identify that the pool went through two phases, and that the stone steps were a part of the second phase. In the first phase, the steps were actually plastered, not stone. They also found coins inside the plaster, which dated back to the assumed first phase of the pool. The coins were all dated back to the era of the Jewish king, Alexander Jannaeus, who would be succeeded by Herod the Great. Therefore, archaeologists can conclude that the pool was developed the late Hasmonean period or early Herodian period. Excavators also found Second Temple pottery, which had all been finished in the Roman destruction of Jerusalem in 70 AD, and coins from the First Jewish revolt against Rome, which lasted from 66 to 70 AD. With this knowledge, archaeologists could conclude that the pool was in use until the end of the revolt. The pool eventu ally disappeared underShow MoreRelatedIntroduction The great American scholar, William Foxwell Albright was an American Biblical800 Words   |  4 PagesIntroduction The great American scholar, William Foxwell Albright was an American Biblical archaeologist, and is considered to by many to be the â€Å"father of Biblical archaeology,† because of his contributions to the archaeological historicity of the Bible. â€Å"More than any other scholar Albright’s astounding corpus of books, articles, and public lectures defined a new relationship between archaeology and Biblical studies.† Professor Albright â€Å"introduced critical assessment of the historicalRead MoreVerification of the Dead Sea Scrolls630 Words   |  3 Pagesaround 100 b.c.†¦Ã¢â‚¬  Inside the archaeological community and the general public, Albright received critical acclaim. Although, Professor Albright’s most noteworthy work was working with the Dead Sea Scrolls, it was his innovative work in the field of biblical archaeology that had the biggest impact. Professor Albright, â€Å"More than any other scholar Albright’s astounding corpus of books, articles, and public lectures defined a new relationship between archaeology and biblical studies.† ProfessorRead MoreKathleen Kenyon Essay2741 Words   |  11 PagesLucas-Robinson BIBL – 471 – Biblical Archaeology ‘Kathleen Kenyon’ Introduction Some of the more remarkable archaeological discoveries in the 20th century were made by Dame Kathleen Kenyon. Kathleen Kenyon was born into the heart of the English scholarly community and with all the help that influence and connections could provide became one of the foremost excavators in Great Britain. Even though Miss Kenyon was purported to be a Christian, she did not argue for the biblical account perspective whenRead MoreThe Bible And The Hebrew Bible783 Words   |  4 Pagesthe nature of Prophecy in Israel he writes â€Å"the common view today of a biblical prophet as â€Å"someone who tells the future† was not the only - or even the main - function from the Bible’s standpoint. Rather the nave was an intercessor, a go between the people and God.† (pg 141). Where does he derive this â€Å"common view† from? Who is the audience he is referring to, that would state this to be their opinion of the role of a biblical prophet. Many scholars of the Bible would concur with Brettler’s assessmentRead MoreI Discovered : A Profound Enthusiasm For Learning About The Lives Of Ancient Peoples That Has Furthered My Determination1298 Words   |  6 Pageslandscape archaeology to create a clear picture of life in it ancient context. Some of the subjects I am interested in include the emergence of Israel and Judah, daily life as seen through material culture and architecture, and what material culture can reveal about political economy and the developments of small states like Israel, Judah and Philistia. I am also interested in integrating geographic information systems with these subjects. Additionally, I wish to continue doing field archaeology andRead MoreYigael Yadins Archaeological Contributions2430 Words   |  10 PagesYigael Yadin’s Archaeological Contributions Introduction Biblical Archeology has helped in supporting the historicity of the Bible. Not that archaeology proves or disapproves the Bible – this it does not, it only supports the history of the Bible. One of the discoveries that support the biblical historicity is the Dead Sea Scrolls. The Dead Sea Scrolls came from eleven caves, mined over the course of seven years, over 15,000 documents supporting biblical historicity have been unearthedRead MoreEssay about Sodom and Gomorrah2364 Words   |  10 PagesTHE SEARCH FOR SODOM: IS IT BAB EDH-DHRA OR TALL EL-HAMMAM? Jill Toodle Biblical Archaeology BIBL471_D01 April 7, 2013 Since the early 19th century archaeologists and Christian bible scholars have discovered a difference in archaeological and geographical evidence that supports a northern view of Sodom or a southern view of Sodom. The Southern site for Sodom is commonly referred to as the Bab edh-Dhra and theRead MoreScribal Education and Literacy in Ancient Israel Essay2012 Words   |  9 Pagesdays and even be able to read shortly thereafter, it did not necessarily mean a person could write. By looking at the morphology of words and even the use of proper grammar in certain texts including proper spacing between words, found in the archaeological record, researchers can see that certain individuals had more skill when it came to executing the letters of the alphabet properly and consistently and create sentences that made sense while others could perhaps write the alphabet but not necessarilyRead MoreEssay Dead Sea Scrolls1336 Words   |  6 Pages The scrolls are a collection of biblical a nd non-biblical documents comprising of the Hebrew Bible, (every book except Esther); the Apocrypha and Pseudepigrapha; rules for community life; biblical commentaries; a Testimonia, (a collection of verses from the Bible about the Messiah); a War Scroll; Temple Scroll; poetic and liturgical pieces; Thanksgiving Hymns; wisdom instructions; legal rulings; horoscopes and even a treasure map.1 Hailed as the archaeological find of modern times they were madeRead MoreJewish Death And Burial Practices1410 Words   |  6 Pagesthe world to meet this human need. This paper will examine Jewish death and burial practices from the Old Testament, the Gospels, and other New Testament accounts, as well as archaeological evidence from first century Palestine; this evidence, when compared to recent arguments against the burial of Jesus, supports the Biblical narrative that Jesus died, was buried, and subsequently rose from the dead. Jewish Death and Burial Practices Grief is felt most keenly immediately following death. Jewish

The True Face of Islam Essays on Islam and Modernity in...

llectual life is rich and vibrant, it is little known elsewhere, primarily because most Indonesian scholars write in the Indonesian language and not in English. Among the most well-known Indonesian writers on Islam is Nurcholish Madjid, rector of the Paramadina University, Jakarta. This collection of essays is the first major English translation of Madjid’s writings. The essays cover a diverse range of issues but are shaped by a common concern for an understanding of Islam that takes into account the myriad challenges that Indonesia is today faced with. They reflect Madjid’s quest for developing a contextually relevant interpretation of Islam that, departing from traditional notions in some significant respects, can help in the process†¦show more content†¦The first sila or ‘principle’ lays down belief in the one God as binding on all citizens. Hence, Indonesia is neither a theocratic nor a secular state, but somewhat in between the two. Pancasila also mandates the unity of Indonesia, democratic rule and social justice, all of which, Madjid writes, are in harmony with the principles of the different religi ons practised in Indonesia. Seeking ‘Islamic’ sanction for Pancasila, he likens it to the treaty of Medina between the Prophet and the Jews, which guaranteed freedom of religion and allowed for people of different faiths to work together for the defence of Medina. Linked to this appeal for a pluralist Indonesia is Madjid’s critique of the post-Qur’anic notion of the world being divided into two antagonistic spheres – dar al-islam (i.e. the region in which Islam prevails) and dar al-harb (i.e. the region in which kufr prevails and as such is at war with dar al-islam). In their place, he invokes the Qur’anic notion of dar al-islam (‘the abode of peace’), which he sees as a society based on peace and social justice for all. Madjid regards Pancasila as working in the direction of establishing such a society, and that is why he argues that a Pancasila state, rather than an Islamic state, is the best available system for Indonesia. Madjid is also a fervent champion of harmonious relations betweenShow MoreRelatedOne Significant Change That Has Occurred in the World Between 1900 and 2005. Explain the Impact This Change Has Made on Our Lives and Why It Is an Important Change.163893 Words   |  656 PagesPHILADELPHIA Temple University Press 1601 North Broad Street Philadelphia, Pennsylvania 19122 www.temple.edu/tempress Copyright  © 2010 by Temple University All rights reserved Published 2010 Library of Congress Cataloging-in-Publication Data Essays on twentieth century history / edited by Michael Peter Adas for the American Historical Association. p. cm.—(Critical perspectives on the past) Includes bibliographical references. ISBN 978-1-4399-0269-1 (cloth : alk. paper)—ISBN 978-1-4399-0270-7

Marketing Led of Turkish Airlines Free Essays

To: Adrian Edwards From: Guler kaya Date: 03 November 2011 Report title: The marketing plan of Turkish Airlines 1 Introduction / Terms of Reference The report will be concluded with an overall summary of the company situation, market share and evaluation of its future marketing activities. The objective of this marketing plan is further developing Turkish airlines market share in 2010/11 period through marketing program and initiatives. Savoir of the Turkish nation and motherland, founder of the Republic on 16 February 1925 guidance of the Great Leader Ataturk â€Å"Turkish Aeronautical Association† was founded under the name of the Turkish Aeronautical Association, the Great Turkish nation living with the material and moral support, embrace and love of aviation is an organization working for . We will write a custom essay sample on Marketing Led of Turkish Airlines or any similar topic only for you Order Now Turkish Aeronautical Association, not political activity, not only is an organization working in areas related to aviation. The Authority technical and administrative matters, shall cooperate with the Air Force, Air Force will ask the opinion of the principle decisions before creating. Turkish Aeronautical Association, 5 August 1925 by the Council of Ministers was among the non-profit associations. The Authority is a member of the International Aeronautical Federation, Turkey, and Aeronautical Federation is the authority. The President and Cabinet, the spiritual guardians of the Turkish Aeronautical Association. The Agency’s headquarters in Ankara. Turkish airlines celebrated 75th year in civil aviation in 2008, where they started with only 19 seat capacity, now making plans to be one of the major players of the global market. Turkish Airlines Inc. or Turk Hava Yollari A. O. (THY), is the flag carrier of Turkish air transportation. Its 70 aircraft comprise one of the youngest fleets in Europe. More than ten million passengers a year fly THY’s network of 100 destinations, three-quarters of them international. THY was formed in 1933 as a domestic carrier. It built up an international network after World War II but eventually was hindered by mishaps and poor customer relations. The airline began a turnaround in the mid-1980s. It slowly began a privatization process in 1990, when 2 percent of stock was floated. This was accelerated in late 2004 with the offering of an additional 20 percent of shares. Profit of TL 107 trillion in 2004 to 12 million passengers, Turkish airline companies that serve technical e. g. KLM, SAS, FLY AIR, DELTA Airlines, Austrian Airlines, Olympic Airways, Sun Express, MNG Airway much like company plane maintenance of domestic and foreign repairs Turkey. Turkish airlines representation in the world will announce the name of the biggest brand in the future growth around the globe Turkish Airlines experienced and quality through the in the former has a superior power, and quality of all working team is growing. Class caters best to the world economy Turkish airline 1. 060 of the world arrive at the of as the number of passengers and the quality of Europe’s fastest growing, developing airway, they are a huge family of 15 thousand persons in the service of the world. In addition 1 year in the city of the world in more than 160 humanitarian blew more than 25 million and a third of Europe’s best airline company. Turkish Airlines Industry THY had some features that makes it strong in the sector. First of all, THY charges close to a discount-airline. Secondly, it offers a business class service on both overseas and domestic flights. Moreover, THY offers a frequent flyer program (an example to this is; MilesSmiles) Fourthly, it competes with international and domestic airlines and long distance inter-city bus services (through price cuts). Finally, THY had the best landing slots (in Istanbul Ankara) and it is the only Turkey based international carrier. Unfortunately, THY has some weaknesses such as; acting    like a legacy airline, but does not qualifying as one. Furthermore, THY is not a name brand. Thirdly, there are no strategic partnerships (high point cost per redeemed flight) (weak frequent flyer program with high costs). Also there are lack of customer orientation    and lack of service culture . Finally, its fleet size is small. There are some opportunities like; THY sees itself as a competitive enterprise rather than a government agency. Secondly,    THY has the confidence of financial markets , also, THY has a year or two before foreign discount airlines are allowed to fly to Istanbul and other Turkish markets . Finally, the expected rise in world airline    passenger traffic can be an opportunity for THY. We can sum up the threats THY faces as 3 categories; short-term threats, medium-term threats and long-term threats. To begin with, short-Term Threats are the expansion of existing competitors    and the entry of new competitors . Secondly, medium-term threat is; Istanbul, Izmir, Antalya and Ankara destinations will be available for discount routes from major European centers. Finally, long-term threats are; firstly, the European Union’s adoption of a true ‘open skies’ policy    (which will lead all international carriers to enter domestic market of THY. Secondly, terorism and war fears (decrease in the amount of tourists). Lastly, low cost travelling to other destinations (from Europe)   2. Finding: 2. 1 Social Factor On development, the international arena, competitors, customers on the airline does not always process-oriented, customer-focused pandemic disease, climate conditions, and transportation. for example if you have the swine flu in country after country, this does not mean other countries can not be bi, air field coming from each country, so people trying to cross the country without going out of control, must necessarily. Turkish Airlines passenger if it is the best example of the Turkish Airlines for the first time to enter the country is doing, and it enters the body through the countries in check is also. . Airline companies, upping the ante to take security measures due to recent terrorist attacks, security measures have had a dramatic change. And security enhancement, in a sense, the pilot, passengers and their families to ease the minds, but also the terminal, the airport ticket counter, the amount of time and effort needed to get the gate increases the anxiety and frustration. Because, a few successful security breaches have occurred in the last decade, the luxury of being too loose for the safety of airlines will never again own. Turkish Airlines has received many awards because the security in terms of the number of disciplinary and experienced for example, once an institution, I have travelled to Istanbul, Turkish Airlines plane, and security all acted according to law and no one checked item in a separate treatment did not. 2. 2 Economical factors – THY ticket prices dropped by half compared with 2003 dollars and euro terms. Worked 10 percent profit margin. The most important thing was for a long time to grow healthy. – The number of passengers was 10 million to 35 million. The number of passengers increased by 6 times with other airlines. Turnover increased by 5 times world. – This is a good example in the same way. – 12 thousand to 16 thousand in 2010, the number of employees currently gets 90 percent of the time. What does need to be first on this subject? – increase its market share in the world’s largest airline. – 7. billion dollars this year, 40 percent of which will remain in Turkey. 2. 3 Legal factor i. Turkish Airlines Website conditions of use ii. Privacy Policy statement iii. General conditions of Carriage(passenger and Baggage) iv. Legal Notice Passenger Rights v. Terms ; Conditions (web-Mobile) 2. 4 Political Factors THY was a government-owned, national flag carrier. Labour agreement has powerful (Turkish Civil Union of Aviation). Discounters suit t hemselves and make money from receipts thanks to regulations of government. In 2002, the new Turkish Government announced, it would no t be subsidization for THY. The State privatization Administration launched a public share offering. Trust of financial markets without the need for government guarantees. 2. 5 Technological Factors Accordance with European standards of international quality certificates, high-tech centre of the worlds, Turkish Technical one of the centres of more than 30 airlines as much in many domestic and foreign offers. Plane, the trunk, and aims to become the number one engine regard * Satellite programming, wireless internet access, * satellite monitors at every seat and seat –back personal video screens in mod ish aircrafts, * Reservation on telephone and on the internet. 3. Conclusions Turkish airlines (THY) has led to ease of airline analysis, flight scheduling and also provided a means for customers to access and book flights from their homes. It has also increased the speed with which information about customers are retriev ed and handled and flight scheduling is tasked. 4. Recommendations They should focus on the east side of Turkey and they should improve their services about the flyers’ satisfaction. For attracting the clients, Turkish Airlines may give importance to Customer Service Culture While performing the SWOT analysis, the several key issues are to be recommended to the management. These recommendations are intended to assist the Turkish Airlines in keeping its pre-eminent position as it continue strives to be one of the best airline companies in the Today’s airline industry. The Turkish Airlines needs to keep its superiority and stay on top of the competition in the international market, despite the bad times associated with a global economy or strategies implemented by main competitors. The Turkish Airlines needs to thoroughly understand the plans being pursued by the British Airways, Cathay Pacific, and Virgin Atlantic in improving the comfort and quality of service it provides to its customers. The Turkish Airlines needs to continue differentiate itself by examining the strengths/weaknesses, and key points of these and other competitive airlines. By dominating the global regions it will create a greater potential for foreign investments, allowing the Turkish Airlines to sustain their quality efforts. 5. References Attitude Travel (2005) Turkey low cost no frills airlines: www. attitudetravel. com [Accessed 26 June 2005]. Buttle, F. B. (1996) Relationship Marketing Theory and Practice. London: Paul Chapma Cassani, B. and Kemp, K. (2003) go: An Airline Adventure. London: Time Warner Books. Turkish airline home page (1996-2011) http://www. turkishairlines. com/en-INT/corporate/contact_us/index. aspx How to cite Marketing Led of Turkish Airlines, Papers

The American Experience In Essays - Counterculture Of The 1960s

The American Experience In The American Experience In The Electric Kool-Aid Acid Test Mass Comm and Society Late November, 2000 ?Kesey in la casa grande with the wind up and the sky cloudy, and the Gulp flapping, and the Rat plaster paneled with pages from out of Marvel comics, with whole scenes of Dr. Strange, Sub Mariner, the Incredible Hulk, the Fantastic Four, the Human Torch--Superheroes, in short. All heads believe them to be drawn by meth freaks, because of the minute phosphorescent dedication of their hands. Superheroes! Ubermenschen! (Tom Woolfe, The Electric Kool-Aid Acid Test, page 288)?. The Electric Kool-Aid Acid test by Tom Woolfe is a lovely piece of literary journalism cooked up by renowned paperman Tom Woolfe. Written in 1968, the book (henceforth referred to as Acid Test) was a rousing success at providing the world at large with a stranger than fiction narrative of the formative days of the early ?hippie,? or ?head? movement. This book contains it all: Hell's Angels, the formation of the Grateful Dead, Owsely's Acid, Jack Keuorac, Timothy Leary and more. It centers on an enigmatic young Oregonian?a man who could be a farmer, or your son-in-law?who, for all intents and purposes, co-founded experiments into things psychedelic and the attendant lifestyle that followed. The man I am speaking of is one Ken Kesey, best-known for authoring One Flew Over the Cookoo's Nest. This man, via mind-altering hallucenogens, transitioned from Stanford University to Everywhere, U.S.A., picking up other interested parties every which way. These fellow travelers become the ?Merry Pranksters,? and, on their painted bus dubbed ?Furthur,? they attempt to explore the very edges of reality and consciousness. And Tom Woolfe writes about it. Some academians (Of the New York University School of Journalism) were so impressed by his work that they put it on a (relatively) short list of the 100 best examples of American journalism for the 20th century. Is this designation deserving? I think so. I'm going to show you this rather than telling, but suffice it to say the highest complement that I can pay is that Acid Test is truly a non-fiction novel. Pay careful attention to the excerpts which follow. Here you will get a taste of Woolfe's style, his attempt to capture, as he might say, not merely the overt facts of his subject but the psychological flavor as well. It would be impossible to give a roll call to Kesey's band of Merry Pranksters, just as it would be laughable to portray their story in a linear progression. A key element to the overall motif of Acid Test issssss.....(I'm using a Tom Woolfe-ism here.) The American Experience. If there is one thing about these Pranksters, these Intrepid Travelers, that makes them of interest, it is that they seek to experience life in a way that utterly thumbs the nose at all attempts to grovel at the posits of history. They don't want yesterday. In fact, the whole point is to catch up to the cusp of now. Let me set the scene for you: psychedelic drugs. In the 60s. They're everywhere. But as our story opens, they're just beginning to proliferate. Here is an in-house description of the Power the psychedelic experience packs, not in causing hallucination but in giving a truer portrait of Reality: ?...These drugs seem to be the key to open these locked doors. How many?-maybe two dozen people in the world were on to this incredible secret! One was Aldous Huxley, who had taken mescaline and written about it in The Doors of Perception. He compared the brain to a reducing valve. In ordinary perception, the senses send an overwhelming flood of information to the brain, which the brain then filters down to a trickle it can manage for the purpose of survival in a highly competitive world. Man has become so rational so utilitarian, that the trickle becomes most pale and thin. It is efficient, for mere survival, but it screens out the most wondrous part of man's potential experience Without his even knowing it. We're shut off from our own world. Primitive man once experienced the rich and sparkling flood of the senses fully. Children experience it for a few months--until normal' training, conditioning, close the

Essay on What Does the Minimum Wage Do

Essay on What Does the Minimum Wage Do Essay on What Does the Minimum Wage Do? Essay on What Does the Minimum Wage Do?In many countries, there exist minimum wage standards which secure the employees rights to receive a pay covering at least basic needs. In the United States, the Fair Labor Standards Act securing minimum wages was enacted in 1938 (Henderson 52). As inflation and recessions affect the economy, minimum wages are adjusted. However, such increases put more pressure on businesses and might have an adverse impact on employment. There are both supporters and opponents of minimum wage increase. The key thesis of this paper is the following: minimum wage should be increased to ensure that workers can sustain their basic needs.The increase of minimum wage will lead to a notable improvement of the quality of living of those people who live below the poverty line and close to the poverty line. In the United States, the proportion of such people is around 25% (Belman and Wolfson 67). Therefore, the increase of minimum wages will reduce social inequality and improve well-being of the poorest households.Furthermore, the purchasing ability of these households will increase; taking into account the number of such households, these changes are likely to have a positive impact on the economy. In addition, those people who chose not to work because of high costs of transportation and accommodation might start looking for jobs after the increase of minimum wages (Neumark and Wascher 30). These changes might slightly increase the rate of employment.The opponents of minimum wage increase state that the raise will lead to the growth of unemployment as businesses will slash jobs. In reality, businesses will indeed have to reduce costs, but the weight of low-paying jobs in overall business expenses is low, so companies will be more likely to reduce the pay for white-collar jobs or slash operating costs in some other ways (e.g. optimizing their supply chain, reducing waste, etc) (Tucker 14).One more argument in support of the minimum wage is the fac t that the raise will urge businesses to improve performance in order to optimize costs. Therefore, businesses will be encourages to reduce inefficiencies due to the increase of minimum wage. Therefore, it is recommended to increase minimum wage in order to support workers who have low-paying jobs and to achieve a slight economic boost.

Edge Habitats

Edge Habitats Across the globe, human development has fragmented once-continuous landscapes and ecosystems into isolated patches of natural habitat. Roads, towns, fences, canals, reservoirs, and farms are all examples of human artifacts that alter the pattern of the landscape. At the edges of developed areas, where natural habitats meet encroaching human habitats, animals are forced to adapt quickly to their new circumstancesand a closer look at the fate of these so-called edge species can give us sobering insights into the quality of the wild lands that remain. The health of any natural ecosystem depends significantly on two factors: the overall size of the habitat, and what is happening along its edges. For example, when human development cuts into an old-growth forest, the newly exposed edges are subjected to a series of microclimatic changes, including increases in sunlight, temperature, relative humidity, and exposure to wind. Plantlife and Microclimate Create New Habitats Plants are the first living organisms to respond to these changes, usually with increased leaf-fall, elevated tree mortality, and an influx of secondary-successional species. In turn, the combined changes in plant life and microclimate create new habitats for animals. More-reclusive bird species move to the interior of the remaining woodland, while birds better adapted to edge environments develop strongholds on the periphery. Populations of larger mammals like deer or big cats, which require large areas of undisturbed forest to support their numbers, often decrease in size. If their established territories have been destroyed, these mammals must adjust their social structure to accommodate the closer quarters of the remaining forest. Fragmented Forests Resemble Islands Researchers have found that fragmented forests resemble nothing so much as islands. The human development that surrounds a forest island acts as a barrier to animal migration, dispersal, and interbreeding (its very difficult for any animals, even relatively smart ones, to cross a busy highway!) In these island-like communities, species diversity is governed largely by the size of the remaining intact forest. In a way, this is not all bad news; the imposition of artificial constraints can be a major driver of evolution and the flourishing of better-adapted species. The problem is that evolution is a long-term process, unfolding over thousands or millions of years, while a given animal population may disappear in as little as a decade (or even a single year or month) if its ecosystem has been wrecked beyond repair. The changes in animal distribution and population that result from fragmentation and the creation of edge habitats illustrate how dynamic a cut-off ecosystem can be. It would be ideal if- when the bulldozers have disappeared- the environmental damages subsided; unfortunately, this is rarely the case. The animals and wildlife left behind must begin a complex process of adaptation and a long search for a new natural balance. Edited on February 8, 2017, by Bob Strauss

Marketing Environment of the Financial Services Industry Essay

Marketing Environment of the Financial Services Industry - Essay Example Modification of this law recognizes the comparative development of the DIFC and strengthens its autonomy from onshore legislators. These legislative alterations with regard to DIFC examine what can be anticipated in terms of future regulations inside UAE financial services segment. This will significantly aid in encouraging business in the area. The significant bodies of the DFIC are maintained which have distinct pecuniary units with independent budget lines. The new amendment also clarifies the governance and executive structures of the three significant bodies. The new duties are to instigate, standardize and develop an independent payment structure in connection with the UAE fundamental Bank to advance massive wholesale disbursement, including multi-nation, and currency clearance deals. It clears the capability to clear and mend payments and to implement a structure accordingly (Campbell, p. 1). Current havoc in financial markets with regard to the sub-prime financial catastrophe calls for the integration of chattel liquidity into contemporary risk management components. The definitive target is to execute advanced financial modelling elements and sound regulations for the monetary, service industry in the UAE. The Amended Law indicates further advancement of the DIFC and Dubai as a retreat of tranquillity, order and superb governance. The DIFC society and stakeholders promote this amendment since it aims at enhancing the legislative obligation to subsidize DIFC’s contribution to global financial services sector as might be necessary to sustain effectiveness, transparency and veracity. 2 Global Financial Services Industry Leverages on enhanced De-risking Strategies The comprehensive international outlook aims at changing the financial services sector. Rapid recovery has been recorded in varied sections such as banking and coverage from the present economic meltdown. This is expected to guide the international monetary services in the short or medium terms. Transaction safety, operational effectiveness, regulatory conformity, business stability planning, re-engineering, client service and business peril management will probably advance market development in the approaching years. The financial services segment is significant consumer of varied business services and items. It is an economic authority that drives other enterprises undertakings, setting principles as it provides the monies required to advance these enterprises. It is the spotlight of other sections of the market. It is a sector significantly susceptible to market alterations. The initiation of niche players enhances the sector, although, there have been declines in the number of financial affiliations. The emergence of non-financial institutions into this sector is significantly altering the sector. Escalating competition and flooded markets has forced massive actors in the global banking sector to explore upcoming markets. These changes in the financial segment wi ll significantly increase profits, improve clients’ confidence and advance the entire business progress (GIA, p.1). Consolidation has been extremely significant in the financial services segment in present years. These structural alterations in the sector have produced the liberal strategic turbulence that has challenged senior administration

Innovative Organisations Essay Example | Topics and Well Written Essays - 2000 words - 10

Innovative Organisations - Essay Example The focus of the writer’s study is on the Apple’s innovative product - iPod which is a current bestseller and in high demand. This product is having the features of downloading favourite music, books and other literatures which can be read and listened too. This iPod can be used in cars and other mobile settings. This report will be able to explain the innovation process and strategies used for the success of iPod product. Through this work the writer would like to put across the factors that help an organisation become innovative and iconic. To withstand in the platform of performance, companies need to be innovative in their activities. So, innovation is getting importance in this highly competitive scenario. In 1960s and 1970s innovation meant a new idea, concept, product or process-invention and in the 1980s it changed in terms of creating something new and bringing it into use. Later in 1990s, innovation was defined as creating something new, bringing it into use and getting a profit from it. Innovation is given huge importance in organisation because keeping pace with innovation is equal to a key to prepare for the future. It will lead to future survival and success of the organisation and it can make competitive advantage out of it. That is why it is seen that organisations are spending huge amount of money for R &D activities. Through this research work, the writer would like to do a study on the innovative process in an organisation and analyse how innovative that organisation is, in the area of performance. For the purpose of this study, the selected Company is Apple Inc., an innovative organization and the writer would concentrate her work on the innovative product iPod. The writer has selected this company because it ranked first in FT500 list of most innovative companies in the world. Apple iPod is the most successful product of Apple

Database Management: Law, Ethics and Security

Database Management: Law, Ethics and Security Law, Ethics, and Security Standards: Relevant legal and ethical standards need to be considered in the solution design and in future implementation. (SNHU.) A combination of issues have introduced strong ethical concerns in database design: increase in size of data, increased sophistication in mechanisms and convenience of access systems, increased invisibility (through absorption into the application and/or the user interface), increase in circulation and excessive, globalized sharing of information, increased interaction with other databases and applications, increased amounts of personal information, increased merchandising of information and poor or lacking security for database owners. (Goguen.) Additionally, the risks have been augmented by new technologies: open source database management systems; cloud computing and social software applications. With the combined three, the only defense against the unethical use of information is the ethical standards of the stakeholders themselves. (DeMers.) Ethics is a set of principles of right conduct or a theory or a system of moral values. In a civilized society, morality and ethics guide and precede the law. There are no legal laws to govern how individuals morally behave. Nevertheless, legal and ethical guides/rules must be applied to protect the information collected in databases. Limit access of data or prevent inappropriate access to all or part of a data set. Maximize the skills required in learning/using the existing system data. Implement total data transparency, i.e., include features that convey to the end user the feeling like he/she is the databases only user, or hide all the added complexities of distribution, making users assume that they are working with a single centralized system. Include the concept of voluntary informed consent. Address data protection issues and security concerns. Ensure that copyrights are protected. Observe copyright laws (avoid any usage of materials/information without prior and proper consent). When expanding globally, learn and observe applicable regional and/or international laws. Protect IP (Intellectual Property) and IPR (Intellectual Property Rights). Do not infringe upon the intellectual property or patents of others. Keep detailed records of everything (research materials, database rules, etc.) not only for future references but to protect against possible accusations/allegations of impropriety or misconduct). Legal Compliance: The best practices in design, data use, and storage to ensure legal compliance must be implemented. (SNHU.) Certain principles or practices address the increasing complexity of data usage, processing and storage at all levels and stages of a business as well as the associated consequences and effects. By adopting these principles, companies can help ensure that privacy and information security become an essential component of its technologies and business practices from the outset. Understand the business model and rules, specifically, how the enterprise will interact with its customers at every step of the way. Implement appropriate information security policies or build technical reinforcements as to how client information is maintained, stored, collected, used and shared. This will help identify and avert potential privacy issue concerns and risks. Protect cardholder data (including bank and credit card accounts, social security, etc.). Encrypt transmission of cardholder data (to safeguard the data in the event it falls into the wrong hands). Protect stakeholder information (including email addresses, telephone numbers to protect them against spamming, phishing and/or unwanted robocalling). Keep abreast of legal developments and regulations concerning privacy and information security. Seek legal advice as required. Keep data completely anonymous (within and outside the organization). Acquire the users consent before obtaining any personal and sensitive information. Ethical Practices: The best practices in design, data use, and storage can be implemented to ensure the ethical operation of the company. (SNHU.) Following and applying ethical and moral obligations will ensure the trust and confidence of users and customers. The protection of these stakeholders should be the primary concern of any business enterprise. Respect the privacy of users. Never share or pass on a customers personal information to any other person or party without first informing the customer and obtaining his/her consent. Reduce the efforts of repeated and unnecessary collection of data on the user. Be willing to provide customers access to any stored information that the system has on them. Allow users the right to have this information modified or deleted if inaccurate or illegally collected. Be prepared to inform customers the reasons that the enterprise is collecting, storing and using personal information. Ensure safe/secure storage and disposal of customer information. Be prepared to provide a customer with any request for the return, transfer, or destruction of the data. (Yeung.) Choose the appropriate and suitable database model for the company. Use the data appropriately (i.e., do not misuse or sell it for profit or otherwise). Immediately disclose security breaches to stakeholders, the local State Attorney General, Data Protection Supervisory Authority, and any other government agencies. Ensure stakeholders continued access to their information. Ensure data integrity to discourage against data tampering. Hire trustworthy, reliable and experienced staff. Perform background checks if necessary. Security Needs of Solution: In consideration of the type of organization selected, the data used, and consideration of legal and ethical standards, the security needs of your DBMS solution are required. (SNHU.) The group/department for which the enterprise data model was constructed relates to customer sales. Like most enterprises, the success of Vinces Vinyl relies upon customer satisfaction. Therefore, customer data must be protected and kept secure at all cost. Maintain, guard and protect the privacy of customers/users. Monitor and keep user data current (e.g., ensure that the credit cards on file have not expired). Keep data secure and confidential. Document data (explain how it was created or digitized, what it contains, including its structure and any data manipulations). This will ensure data preservation and continuation. Ensure adequate information security (e.g., personal data, financial data, customer purchases, transactions and references). Devote time and attention to security matters. Be aware of obvious vulnerabilities to the database management system. Fortify perimeter security and defenses such as firewalls and intrusion detection systems/intrusion prevention systems (IDS/IPS). Think primarily of security in every step of the way.ÂÂ   Perform regular and deep database vulnerability scans and assessments. Apply restrictions when granting users access to the database and review the access privileges periodically. Encrypt sensitive data. Be sure to manage the encryption/decryption keys, and change them regularly. Periodically monitor and audit user authentication. (AscentTech.com.) Database Security Plan: A comprehensive but high-level security management plan for the design that will align to organizational needs should be implemented. (SNHU.) In addition to the security required to safeguard the customers, Vinces Vinyl should establish certain security practices. This will not only guard against infringement of privacy issues but also against malicious attacks and security breaches such as identity theft. Such data must be protected from unauthorized access and malicious attacks (e.g., Trojan, virus, worms, malware, adware, spyware, DDoS). Of special concern is SQL injection, which does not infect the end users directly. Instead it infects a website, allowing the attacker to gain unauthorized access to the database and the ability to retrieve all the valuable information stored in the database. Only allow and accept the creation of strong usernames and passwords. When systems/applications come with built-in default usernames and passwords (which have been created for easy set up), the log-on information should be erased and replaced as soon as possible. Periodically review the database configuration and delete any unnecessary or unused components since certain database vulnerabilities exploit add-ons and extensions. Avoid creating complex systems. Simplify or only install components that are necessary. Keep the OS, browser(s), software, and hardware current. Apply the necessary updates and security patches. Apply secure coding practices. Frequently monitor and audit the database to determine vulnerabilities, monitor, and audit again. Use available, inexpensive tools to deploy monitoring and auditing automatically. Some tools include prevention capabilities. Protect not only the data but the servers on which they reside. Keep computers and devices physically inaccessible to unauthorized users. Apply strong passwords and usernames. Maintain strict business procedures, e.g., assign individuals specific roles that they should be accountable for (e.g., backing up data, generating reports, verifying data integrity). Implement proper authorization to allow individuals the ability to see only the data that they are authorized to access. Maintain a secure storage of sensitive data (e.g., use strong passwords, install firewalls, intrusion prevention and intrusion detection systems). Properly authenticate users (i.e., make sure that a person is who he/she claims to be and is not an impostor). Apply granular access control and determine how much data an authorized user should be allowed to see. Isolate portions of the database to prevent unlimited access. For example, while a user might be allowed access to his/her personal data, he/she must not be allowed to view/access other users data. Maintain regular backups or data movement onto disk, tape, or stored at third-party sites which are also secured and tracked. Encrypt backups to prevent unauthorized viewing or access. Keep the backups current to enable recovery should the need arise. Implement a documented disaster recovery plan to minimize time loss which could impact the business. Apply integrity constraints by maintaining valid and current information. Enforce encryption to incoming and outgoing data. Record and verify database log reports, histories, changes, etc. Keep everything well documented. Train the personnel and make sure that everyone understands and has a grasp of both desktop and cloud database security. Implement strict safety procedures for everyone to follow on a regular basis. References 28 Types of Computer Security Threats and Risks. (n.d.). Retrieved on March 16, 2017 from http://www.itscolumn.com/2012/03/28-types-of-computer-security-threats-and-risks/ Business Rules: Informal Predicates. (n.d.). Retrieved on March 3, 2017 from http://www.databasedesign-resource.com/business-rules.html Conger, S. (2014). Hands-On Database, 2nd Edition. [MBS Direct]. Retrieved from https://mbsdirect.vitalsource.com/#/books/9780133927078/ Compliance by Design. (n.d.). Retrieved on March 16, 2017 from https://www.itlawgroup.com/resources/articles/76-compliance-by-design Database Study Guide. (n.d.). Retrieved on March 16, 2017 from https://ethics.csc.ncsu.edu/privacy/database/study.php Data Security Challenges. (n.d.). Retrieved on March 16, 2017 from https://docs.oracle.com/cd/B10501_01/network.920/a96582/overview.htm De Mers, B.A. (November 20, 2014). On Ethical Issues Surrounding the Planning and Designing of Databases. Retrieved on March 16, 2017 from https://www.linkedin.com/pulse/20141120200923-338627392-on-ethical-issues-surrounding-the-planning-and-designing-of-databases Enterprise Data Model. (October 28, 2009). Retrieved on March 3, 2017 from http://www.learn.geekinterview.com/it/data-modeling/enterprise-data-model.html Enterprise Data Model. (n.d.). Retrieved on March 3, 2017 from https://www.techopedia.com/definition/30596/enterprise-data-model Goguen, J.A. (December 6, 1999). The Ethics of Databases. Retrieved on March 16, 2017 from https://cseweb.ucsd.edu/~goguen/papers/4s/4s.html#B-S98 Hernandez, M. J. (2013). Database Design for Mere Mortals: A Hands-On Guide to Relational Database Design, 3rd Edition. [MBS Direct]. Retrieved from https://mbsdirect.vitalsource.com/#/books/9780133122275/SNHU (2016). Modeling Business Rules. (n.d.). Retrieved on March 3, 2017 from http://www.sparxsystems.com/enterprise_architect_user_guide/10/domain_based_models/modeling_business_rules.html IT 650 Milestone Four Rubric.ÂÂ   (n.d.). Retrieved on January 20, 2017 from https://bb.snhu.edu/bbcswebdav/pid-14554096-dt-content-rid-41947794_1/courses/IT-650-17TW3-MASTER/IT-650%20Student%20Documents/IT%20650%20Milestone%20Four%20Rubric.pdf Kandle, N. (July 1, 2005). The Enterprise Data Model. Retrieved on March 3, 2017 from http://tdan.com/the-enterprise-data-model/5205 Regulatory Compliance and Database Management. (March 2006). Retrieved on March 16, 2017 from http://www.sandhillconsultants.com/whitepapers/regulatory_compliance_and_database_management_whitepaper.pdf What Are Business Rules? (n.d.). Retrieved on March 3, 2017 from http://etutorials.org/SQL/Database+design+for+mere+mortals/Part+II+The+Design+Process/Chapter+11.+Business+Rules/What+Are+Business+Rules/ Yeung, C. (September 5, 2012). What privacy issues are involved in building a marketing database? Retrieved on March 16, 2017 from http://www.startupsmart.com.au/mentor/what-privacy-issues-are-involved-in-building-a-marketing-database/

Language Manipulators Essay

UNMIK regulations clearly state that English is the official language, and any translations to Albanian, Serbian or otherwise are done as a â€Å"courtesy. † This means that all official correspondence including contracts, their exhibits and notifications must be accomplished in English, otherwise they are not valid. The following is a typical example drawn from a contract between UNMIK and a local Kosovar company. â€Å"Article VIII: Miscellaneous Provisions, section DD. English Language, states: â€Å"This Contract is written in the English language and executed in 4 counterparts plus 4 drafts in Albanian language and 4 drafts in Serbian language. It shall be construed and interpreted in the English-language version, which shall govern. Any translation into another language is provided as a matter of courtesy. † The ignoring of Kosova’s majority of 90% ethnic Albanians, and the imposition of English as the â€Å"legal† language in Kosova has created extreme difficulties, hardships and has placed Albanian Kosovars at a significant disadvantage and vulnerability, which UNMIK organizations and others have capitalized on, to the detriment of Kosovar businesses and organizations. In the United States, following the end of the civil war, individuals that came to the South and took advantage of the war-torn situation and people came to be known as â€Å"Carpet Baggers† because of the luggage they carried. As we are in a similar position, perhaps we should recognize the effective negative manipulation of Kosovars by UNMIK and Internationals by referring to them as â€Å"Language Manipulators. † The â€Å"Power† given to the English language requirement by UNMIK is being misused daily, and it enters into all forms of community action, business and our government. Just imagine if UNMIK and KFOR had to carry out it duties, and daily living using a language that the great majority of people cannot speak or write, and their actions were legally determined and evaluated by this â€Å"foreign† language. It is clearly understandable to utilize the English language within the operations of the International community, the United Nations (UN), as this has been so for quite some time. However, since UN has set precedence by creating UNMIK as the first government of a region following a war, it is unrealistic to continue to impose a foreign language on the operations of Kosova’s people. UNMIK, according to UN Regulation 1244 (1999) is supposed to be aiding the establishment of â€Å".. provisional democratic self-governing institutions to ensure conditions for a peaceful and normal life for all inhabitants of Kosovo,† and it is ludicrous to state this aim while insisting on the â€Å"legal† use of the English language. In an effort to correct the daily injustice and outright manipulation of the Kosovar people, the following corrective action needs to be implemented immediately. (1) That UNMIK, through regulations and law, recognize the Albanian Language as the Official Language of Kosova, in any and all communications and contractual negotiations and legal actions; and that the Serbian Language be also recognized as a valid language when ethnic Serbs are involved in contractual and other legal ventures with UNMIK and/or others operating fully within the borders and governing process of Kosova. OR (2) That UNMIK establish an independent organization of qualified English & Albanian speaking attorneys, one or more of which would be appointed, at the expense of UNMIK, and not drawn from the Kosova Budget, to each and every Albanian organization or corporation that must enter into contractual arrangements with UNMIK. This is necessary so long as UNMIK insists that the non-native language of English is the Legal Language over the native Albanian language of Kosova. Furthermore, no contract or agreement entered into with UNMIK shall be deemed valid in any manner if this assistance is not provided during negotiations and through the final signing of the contract or agreement. A â€Å"Double Edged Sword† Well, what do you think about the presentation so far? Does the imposition of English being the official language of Kosova make you angry, or sympathetic to the problems of the Albanian businessman, or Government Officials? Do you see â€Å"Unfairness† in it all? Are you upset with the â€Å"Language Manipulators† for taking advantage of ethnic Albanians? And which solution would be preferable to you; (1) where Albanian becomes the official language immediately, or (2) where there is an independent English Speaking support organization? If you feel that number (1) is the best option at this time, then I ask that you carefully reconsider your position as we continue the discussion. There is another side to the ingenuity of the â€Å"Language Manipulators,† and that is their passive support of the ethnic Albanian’s continued use of the Albanian Language in all aspects of their private and public life. The â€Å"Language Manipulators† are very pleased that there is no English news on TV or radio, and not one of the local papers has any English articles and we can only find job announcements for NGOs in English. And they are especially pleased that demonstrations and protests â€Å"boycott† the use of English, and are done in the Albanian Language. We see that, because UNMIK forces the English Language in official matters, many Albanians â€Å"rebel† and fight against using English, keeping it out of their newspapers, TV and radio. Just think for a moment. On the one hand they are imposing English as the â€Å"official† legal language in Kosova, creating problems and taking advantage of Albanian businessmen, but on the other hand they are â€Å"pleased† that no English is being used in Kosovar daily life, and they encourage pride in the Albanian Language. Do you see the beauty in this strategy yet? The simple fact is that those who don’t support the Independence of Kosova want ethnic Albanians to keep speaking and writing in Albanian, and to ignore the use of the English Language! English is the language of world business and western politics, and if Albanians begin using English effectively, the â€Å"truth† about Kosova could be heard by the English Speaking world, such as the United States of America. And we thought the American â€Å"Carpet Baggers† were clever and nasty in their dealing with people in the South following the civil war. â€Å"Language Manipulators† are very clever in their large-scale use of an age-old manipulation. If you don’t want someone to have or do something, then tell him or her they â€Å"must† have it or use it. We all tend to rebel against anything that is forced on us, and if we are not careful, we will be manipulated out of the very thing we want or need. And in this case, the â€Å"forcing† of the English Language on the Albanian people in Kosova is blinding them to the fact that this is the very thing they need if they are to survive and gain their full Independence. In this modern world, and in the current circumstances that Kosova finds itself in, the proficient use of the English language is the only way to get the truth beyond the borders of Kosova, to gain allies and support, and to develop the skills necessary to succeed in business and politics.

The Challenges Of Surviving The Industrialization Era

Caleb Holbrook Catherine Herdman APP 200 October 27, 2014 The Challenges of Surviving the Industrialization era This is a historical fiction book that takes place in Appalachia, near the border of West Virginia and Kentucky between the late 1800s and early 1900s. This is the same area where the Hatfields and McCoys were feuding just a few years earlier, although none of these characters mention them. We see railroads and coal companies taking the land of the townspeople. With their land gone, they have no choice but to work in the coal mines, living in company towns and at the mercy of the company store. Any efforts to organize to get better working and living conditions were brutally put down by the coal companies and their hired gun†¦show more content†¦Marcum and Rondal. In chapter one the book is outlined giving a setting and it starts with the roaring railroads companies wanting to expand and began to take the mineral rights of coal from the farmers so that they can sell it to coal companies, Which then sell it too big business such as steel industries or it is used to fuel machines with the power discovered in coal. This allowed the booming steel industry to grow which then turned around and produced the railing for railroads. This mineral grows under the top soil which was in the land that the farmers plowed and worked to make their living on. Coal companies convinced farmers that they owned the legal right to mine this coal off of the farmers land and forced and used intimidation to get them to sign their lands away. The main concept to take from the first few chapters is that of the â€Å"company store† the coal miner’s families were required to do all of their buying of groceries, clothing, and other necessary items through coal company’s stores. The prices were set at the liking of the coal company. The company deducted whatever had been spent in the stores the amount from the workers pay. Often workers had purchased more than they earned even though most bought only what they needed to survive until the next week. Until 1919 the businesses ran their companies. There was a laissez faire approach to the economy, which meant government was really hands off,

American Manufacturing and the U.S Economy Essay - 702 Words

For over half a century, American manufacturing has dominated the globe. During this period, many great American businesses and corporations began. Companies like General Motors, Levi, and Ford became widely known and promoted. American manufacturing became synonymous with quality, greatness, and reliability. However, manufacturing in the U.S has started to plummet as the economy has begun this recession. It may seem as if the country that used to make everything is really on the edge of making virtually nothing. U.S. jobs in manufacturing have been vanishing at a fast rate and unemployment percent is on the rise, but despite the vanishing jobs Americans’ productivity is on the rise and Americans still lead the†¦show more content†¦Even with the misfortune with unemployment, Americans still lead the world in manufacturing. But there is a counterbalance to the drop in total employment, the dramatic rise in productivity. According to the National Association of Manufacturers, over the past two decades manufacturing productivity has grown by 94%, which is considerably faster than the rest of the U.S. business sector, where productivity grew by 38% over the same time period. Another concept that is brought up by the article is international trade and business. There are a number of gains to be obtained from international trade, such as lower prices, greater choice, and a variety of resources. Many of the millions of laid-off workers in recent years ended up shifting into lower-salaried service jobs, while U.S. manufacturers relocated production facilities to low-cost countries. The U.S has established great economic trade connections with the rest of the world, and that has lead to U.S. based plants shifting work over to foreign competitors, such as China, so that they can have cheap labor. It is much cheaper to have workers overseas however there is the danger of unemployment. 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